Xero vs QuickBooks — 2026

Full comparison of pricing, features and reviews for 2026. Find out which is the best choice for your SME.

Our recommendation 2026
Xero wins the comparison
Cloud accounting for SMEs
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Detailed comparison

Recommended
Xero

Xero

Cloud accounting for SMEs

QuickBooks

QuickBooks

World's leading accounting software

Pricing
13/month
15/month
Plan Pro
€32/month
€45/month
Rating
4.3
4.3
GDPR compliant
EU hosting
Free tier
Mobile app
API
Integrations
1000+
750+
Support
email, chat
email, chat, phone
Xero

Xero

Xero is a popular cloud accounting solution for SMEs. Invoicing, expense tracking, automatic bank reconciliation and real-time collaboration with your accountant.

Strengths of Xero
  • EU hosting
  • 1000+ integrations
  • From €13/month
QuickBooks

QuickBooks

QuickBooks is the world's most used accounting software. Invoicing, expense management, payroll and financial reports for businesses of all sizes.

Strengths of QuickBooks
  • 21,000 reviews
Weaknesses of QuickBooks
  • EU hosting N/A
  • From €15/month

Which tool to choose based on your use case?

Startups & free tier
Xero
Cloud accounting for SMEs
Large teams
QuickBooks
World's leading accounting software
GDPR / EU data
Xero
Cloud accounting for SMEs

Pricing comparison

Xero
No free plan
€13/month
From32/month Pro
QuickBooks
No free plan
€15/month
From45/month Pro

Frequently asked questions

What is the difference between Xero and QuickBooks?

Xero and QuickBooks are two SaaS solutions in the same category. After analyzing pricing, features and reviews, Xero scores best overall for European SMEs in 2026.

Does Xero have a free plan?

No, Xero does not have a free plan, but usually offers a 14 to 30-day free trial.

Which is cheaper, Xero or QuickBooks?

Xero is the most affordable option with a starting plan from €13/month.